Most college administrators respect the importance of credit cards as an important financial instrument for college students to use in building their credit history. The credit decisions students make during college will have a dramatic effect on their ability to obtain credit throughout their lives.

As a true advocate for college students within the credit industry, Aqua Technology Solutions, Inc.’s goal is to educate students on how credit works and how to use it responsibly. We effectively communicate credit education to students through a medium that they can easily understand while rewarding students for using credit wisely and getting good grades in the classroom. (more…)

Aqua Technology Solutions Corporate Financials Glossary of Terms

Active Rep: An individual is considered an active marketing rep when he/she obtains their first application or marketing rep referral.

Affiliate Commission: Aqua will receive a commission based on a certain percentage of the total charge activity of our cardholders on our affiliate partner’s websites.

App: Abbreviation for “Credit Card Application”

Approval Commission: One of Aqua’s most significant sources of revenue is the commission we receive from our card issuing (co-branding) partner for each application we send to them that is approved.

Attrition Matrix: A table of values constructed by Aqua that illustrates our loss per week of a certain entity. Examples include cardholder and marketing rep losses (attrition) per week. See also “Cardholder Attrition” and “Rep Attrition”.

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